Know if it's worth it before you make an offer

Paste any listing link and PropIQ generates a complete report in minutes: yield, renovation budget and tax impact tailored to your profile.

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Eixample Dreta · Apartment

Carrer de Mallorca, 284

✓ Viable

5.8%

Net yield

€1.650

Net/month

€52k

Reno. est.

Asking price €340,000 · €3,908/m²

Size 87 m² · 3 bed · 2 bath

Rent-controlled zone ZMRT applicable

Days on market 34 days · Price reduced ↓

AI visual inspection Damp detected on skirting boards

Long-term rental Analysed by PropIQ

How it works

Three steps. One complete report.

Paste the listing link

Copy the URL of any property listing. PropIQ extracts the specs, photos, price, price-drop history and community fees.

The engine analyses in depth

Photo-by-photo visual inspection, multi-scenario financial models, and analysis against Barcelona-specific regulation — ZMRT, SERPAVI rent indices, PEUAT tourist zones, and Catalan tax brackets.

Make the decision

A clear verdict (Viable / Risky / Not Viable), financial projections, renovation budget and legal status — all in one actionable report.

Investment analysis

A clear verdict for every strategy

Choose from 5 standard strategies or define your own. PropIQ evaluates yield, legal status and risks for each investment approach.

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5 strategies + custom

Long-term rental, rooms, short-term, flip and holdco. Or define your own strategy with a custom income model and time horizon.

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Complete legal status

ZMRT rent caps, HUT tourist licence, Comunicat Immediat, PEUAT zones. With citations to the exact applicable regulation.

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Analysis history

Save multiple analyses per strategy. Compare how your assessment evolves as you add context or negotiate the price.

Long-term rentalRoomsShort-termFlipHoldco+ Custom

Long-term rental

Carrer de Mallorca, 284

✓ Viable

"Well-located apartment in a rent-controlled zone with 5.8% net yield. The price reduction and 34 days on market suggest room to negotiate. Damp detected on skirting boards requires assessment before offer."

Gross income/month

€2,200

Net income/month

€1,650

Gross yield

7.8%

Net yield

5.8%

Legal status

Permitted ✓ Yes

Rent-controlled zone (ZMRT) ⚠ Applicable

SERPAVI rent cap €2,150 – €2,350/month

Applicable regulation Llei 12/2023, art. 17

Identified risks

HIGH Damp visible on skirting boards — inspection required before offer

MEDIUM Built 1968 — possible aluminosis risk (€240 test)

Renovation budget

87 m² · Eixample · Built 1968

3-tier model

Basic / Cosmetic

€400–600/m² · Paint, floors, surface kitchen

€35k–52k

Full renovation ★ Recommended

€700–1,000/m² · Systems, layout, finishes

€61k–87k

Luxury / Premium

€1,200–2,000/m² · Structural, smart home, premium materials

€104k–174k

Cost breakdown (Level 2)

Electrical installation €4,200 – €5,800

Plumbing (2 bathrooms + kitchen) €3,500 – €4,500

HVAC (split units) €2,800 – €4,200

Flooring (parquet) €4,500 – €7,700

Full kitchen €8,000 – €12,000

Bathrooms × 2 €9,000 – €14,000

Available grants

Next Generation EU (Level 2) 65% · up to €11,600

IRPF renovation deduction 40% base up to €5,000/year

Reduced VAT on works 10% (vs 21% standard)

Renovation budget

From asking price to total real cost

Knowing the purchase price is not enough. PropIQ estimates renovation costs, flags structural risks and calculates grants you can claim.

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Photo-by-photo visual inspection

AI reviews every listing photo. Detects damp on skirting boards, cracks, window condition, joinery, kitchen and bathroom state. Flags what the listing description doesn't say.

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Structural risks detected

Aluminosis (buildings 1950–1980), rising damp (Eixample, Gòtic), timber beams (pre-1900), heritage protection level.

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Permits and administrative cost

Which permit you need (Assabentat, Comunicat, Obra Major), processing time in weeks, ICIO at 3.35% of works value, total fees.

Tax profile

What you pay — not the generic investor

Set up your profile once: age, income, tax residency, current properties... and PropIQ calculates the real tax impact of each deal for you specifically.

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Personalised mortgage eligibility

Maximum loan capacity, recommended LTV (up to 80% primary residence, 60–70% investment), rate band based on employment profile.

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SL company vs individual — break-even analysis

Is it worth setting up a Spanish SL? PropIQ calculates at what income or portfolio size Corporate Tax (25%) saves more than IRPF income tax.

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Large landlord threshold tracker

How many properties you hold in rent-controlled zones, how many remain before the 5-property threshold, what obligations trigger when you cross it.

Tax profile · Resident investor

€85,000 gross/year · 2 properties in ZMRT

ITP transfer tax on purchase

Applicable rate (Catalonia) 10% (≤ €600,000)

Under-35 reduction Not applicable (income >€36k)

ITP on €340,000 €34,000

Total acquisition cost ~12–13% on top of price

IRPF income tax on rental

Marginal rate 45% (€60k–€300k)

ZMRT reduction 50% general

Effective rate on income ~22.5%

Example: €2,200/month gross → €1,708 net

Large landlord status

Properties in ZMRT zones

2/5

✓ No large landlord obligations (3 properties remaining)

Action plan

1. Negotiate below €340k — every €10k saved = €1,000 less in ITP transfer tax

2. Get a damp inspection before making a binding offer

3. Consider SL from the 4th property — Corporate Tax 25% vs IRPF 45%

Local specificity

Built for the Barcelona market

PropIQ is not a generic analysis. Every report incorporates Catalonia and Barcelona-specific regulation: tax brackets, rent-controlled zones, tourist zone regulation by PEUAT area and renovation costs updated to the local market.

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ITP Catalonia

10% – 13%

By price bracket

ZMRT zones

271 municipalities

Rent-controlled in Catalonia

Large landlord

≥ 5 properties ZMRT

SERPAVI obligations

Aluminosis

1950 – 1980

Risk flagged automatically

IRPF reduction

50% – 90%

By contract type and zone

Next Generation EU

Up to €18,800

Per energy renovation

Where it works

Starting in Barcelona,
expanding across Spain

Built from day one for the Barcelona metropolitan market. Madrid and other cities coming soon.

Available now

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Barcelona

Metropolitan Area · 36 municipalities

✓ Full ZMRT regulation

✓ ITP Catalonia by bracket

✓ PEUAT tourist zones

✓ Local renovation prices

Coming soon

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Madrid

Community of Madrid · 179 municipalities

○ CAM rent-controlled zones

○ ITP Madrid (6%)

○ Declaración responsable

○ Local renovation prices

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More cities

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